COMMERCIAL LOANS from $100,000 to $50,000,000 

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JemBiz Loans helps finance your business growth.  Whether its financing your business location, equipment or supporting your working capital needs, JemBiz Loans has the right solution.

JemBiz Loans has Local and National Lender relationships to expedite your Commercial Loan Request, making Lenders compete in order to get you the quickest loan on the best terms.  Loans to finance your business needs when an SBA loan is not an option.
Commercial Loan Checklist

1. JemBiz Commercial Loan Application Form
2. Complete Business Tax Returns  for Last Three Years
3. Year-to-date Business Financials dated within 60 days of application
4. Business Debt Schedule 
5. Complete Personal Tax Returns for Last Three Years for All owners (of 15% ownership or greater)
6. Personal Financial Statement for all owners (of 15% ownership or greater)
7. Resume for Key Principals 
8. Credit Bureau report on each owner (can obtain free at
9. Credit Authorization and Authorization to Share Information
10.  Project Summary


1. Financing up to 90% with our SBA loan products
-  Up to 25 year terms
-  More flexible qualification guidelines
-  Term Sheet in less than 5 business days

2. Financing up to 80% with our conventional loan products
-  Up to 20 year terms
-  Rates fixed every 5 years
-  Much faster application process than going through your own Bank

3. Financing up to 70% with our stated products
-   Conditional approval in less than 5 business days!!
-   Close 7 business days after appraisal is received
-   Close with your own title company or attorney

1.  Up to 90% equipment financing up to 10 years with our SBA loan products
2.  Small lines of credit with our SBA Loan Products

1.  ABL operating lines to support your receivables for non-bankable companies
2.  Inventory & Purchase Order Financing

3.  Factoring of Accounts Receivable  


1.  Real Estate Financing
-   Up to 80% on multipurpose buildings and 75% on special purpose buildings
-   Up to 20 year financing

2.  Line of Credit
-   Operating Line of credit for non-profits structured as for profit businesses
-   Quick loan decision in less than 5 business days

3.  Religious Real Estate Financing - in operations minimum 5 years with minimum 100 giving households
-   Up to 80% on multipurpose real estate
-   Up to 75% on special purpose financing

​For information please contact us at